Bank Norwegian
- Maxkredit 150 000 kr
- Årskostnad 0 kr
- Effektiv ränta 24,35 %
- Räntefria dagar 45 dagar
Top List: Best Credit Cards 2025
Re:member flex
Jämför kort- Maxkredit 120 000 kr
- Årskostnad 0 kr
- Effektiv ränta 8,12 - 24,95 %
- Räntefria dagar 56 dagar
Bank Norwegian
Jämför kort- Maxkredit 150 000 kr
- Årskostnad 0 kr
- Effektiv ränta 24,35 %
- Räntefria dagar 45 dagar
Coop Mastercard Mer
Jämför kort- Maxkredit 150 000 kr
- Årskostnad 0 kr 295 kr
- Effektiv ränta 20,51 %
- Räntefria dagar 55 dagar
Swedbank Mastercard
Jämför kort- Maxkredit 20 000 kr
- Årskostnad 0 kr 195 kr
- Effektiv ränta 14,77 %
- Räntefria dagar 55 dagar
Collector Easyliving
Jämför kort- Maxkredit 50 000 kr
- Årskostnad 0 kr 195 kr
- Effektiv ränta 17,29 %
- Räntefria dagar 56 dagar
Northmill
Jämför kort- Maxkredit 0 kr
- Årskostnad 0 kr
- Effektiv ränta 0,00 %
- Räntefria dagar 0 dagar
Resurs Classic
Jämför kort- Maxkredit 30 000 kr
- Årskostnad 0 kr
- Effektiv ränta 18,68 - 24,74 %
- Räntefria dagar 60 dagar
MoreGolf Mastercard
Jämför kort- Maxkredit 160 000 kr
- Årskostnad 0 kr 295 kr
- Effektiv ränta 20,22 %
- Räntefria dagar 55 dagar
Resurs Gold
Jämför kort- Maxkredit 150 000 kr
- Årskostnad 245 kr
- Effektiv ränta 20,95 - 27,43 %
- Räntefria dagar 60 dagar
Resurs World
Jämför kort- Maxkredit 200 000 kr
- Årskostnad 1 068 kr
- Effektiv ränta 26,12 %
- Räntefria dagar 60 dagar
Qred
Jämför kort- Maxkredit 2 000 000 kr
- Årskostnad 0 kr
- Effektiv ränta 0,00 %
- Räntefria dagar 45 dagar
Revolut Standard
Jämför kort- Årskostnad 0 kr
- Uttagsavgift 2,00 % (min 10 kr)
- Valutapåslag 0 %
- Mobila betalsätt
N26 Smart
Jämför kort- Årskostnad 588 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
Revolut <18
Jämför kort- Årskostnad 0 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
N26 You
Jämför kort- Årskostnad 1 296 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
N26 Metal
Jämför kort- Årskostnad 2 040 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
Bunq Elite
Jämför kort- Årskostnad 2 160 kr
- Uttagsavgift 10 kr
- Valutapåslag 0 %
- Mobila betalsätt
Curve Pay X
Jämför kort- Maxkredit 0 kr
- Årskostnad 800 kr
- Effektiv ränta 0,00 %
- Räntefria dagar 0 dagar
Curve Pay Pro
Jämför kort- Årskostnad 1 200 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
Curve Metal
Jämför kort- Årskostnad 2 400 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
Bunq Pro
Jämför kort- Årskostnad 1 080 kr
- Uttagsavgift 10 kr
- Valutapåslag 0 %
- Mobila betalsätt
Revolut Ultra
Jämför kort- Årskostnad 6 000 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt -
Bunq Core
Jämför kort- Årskostnad 360 kr
- Uttagsavgift 10 kr
- Valutapåslag 1,50 %
- Mobila betalsätt
Revolut Plus
Jämför kort- Årskostnad 450 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
Bunq Free
Jämför kort- Årskostnad 0 kr
- Uttagsavgift 10 kr
- Valutapåslag 0 %
- Mobila betalsätt
Revolut Premium
Jämför kort- Årskostnad 990 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
Wallester Business Card
Jämför kort- Årskostnad 0 kr
- Uttagsavgift 2,00 %
- Valutapåslag 2,00 %
- Mobila betalsätt
Wise
Jämför kort- Årskostnad 0 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
Revolut Metal
Jämför kort- Årskostnad 1 580 kr
- Uttagsavgift 2,00 % (min 0 kr)
- Valutapåslag 0 %
- Mobila betalsätt
N26 Standard
Jämför kort- Årskostnad 0 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
Curve Pay
Jämför kort- Årskostnad 0 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
Revolut Business
Jämför kort- Årskostnad 0 kr
- Uttagsavgift 0 %
- Valutapåslag 0 %
- Mobila betalsätt
Some of Our Partners
Here at Kreditkort.com, we always ensure that you, our visitors, can quickly and easily find the credit card that suits your needs and preferences. We do this by listing all credit cards and reviewing them completely impartially. We cover all types of credit cards and debit cards available on the market in 2025, such as travel cards, rewards cards, fuel cards, and much more. In our guide section, we have also gathered a wealth of information on everything you might need to know when applying for and using a credit card.
We have built Kreditkort.com in a way that makes it both fast and easy to compare credit cards as well as find and apply for a credit card. We cover a wide range of topics through our guides and provide impartial reviews of all credit cards in Sweden. Below, we have listed the benefits of using us when you want to compare and find the best credit card.
Which is the Best Credit Card?
Bank Norwegian's credit card is the best choice in Sweden for 2025. It offers flexible rewards in the form of either flight bonuses or cashback on all purchases, with no annual or withdrawal fees. Its user-friendly platform and reliable customer support make it the ultimate choice for those looking to maximize their benefits without hassle.
How Should I Choose the Right Credit Card?
At Kreditkort.com, different credit cards are compared based on several factors. Each card is presented with a summary and a more detailed review to help you choose the one that best suits your lifestyle and needs. With their detailed comparisons and reviews, you can feel confident in your credit card choice. You can also try the credit card guide and find a card that fits your needs.
Try the Credit Card Guide & Find Your Credit Card
We help you with everything related to credit cards. We list and compare the best credit cards in Sweden for 2025, and keep you updated and informed through news and guides. The link below will take you to our credit card guide, where you can answer 6 simple questions in 2 minutes and get suggestions for a credit card that suits you!
Comprehensive Reviews of Credit Cards
Each card we list on Kreditkort.com is impartially reviewed by one of our writers. We always cover all aspects of a card in our reviews, from costs and interest-free days to bonuses, cashback, insurance, and much more. We also always review loyalty programs, examine insurance offerings, and investigate whether there are any hidden fees associated with the cards.
Our reviews are the best way for you to quickly dive deep into a card and determine if it’s something that suits you. In each review, you can also read our users' own opinions and thoughts about the cards, as well as the user ratings. If you have one of the credit cards we've reviewed, you can also leave your rating and share your thoughts in the comment section under the review.
All Card Categories Gathered in One Place
Here at Kreditkort.com, we have chosen to categorize the credit cards. By dividing the credit cards into categories, it becomes easier for you to navigate to the niche of cards that suit your interests and needs.
Within all categories, you can quickly compare credit cards that match the category name. For example, under travel cards, you’ll find cards that offer benefits before and during your trip, such as bonuses and insurance. You will also find credit cards with low interest rates, credit cards with high credit limits, and credit cards with no annual fee among our categories.
Quick Comparison of Credit Cards
Comparing and finding a good credit card doesn't have to be difficult or take a long time. Here at Kreditkort.com, we place a strong focus on user-friendliness through lists and reviews that highlight the most important aspects of each credit card. This allows you to quickly sort out the credit cards that match your preferences and then start comparing their pros and cons. There are several aspects you should consider when comparing credit cards in Sweden to get the best possible understanding of the cards.
Below are some of the aspects of a credit card that you should take a closer look at when comparing cards here on Kreditkort.com.
- Interest Rate – The interest rate we list in our card lists is the annual percentage rate (APR) that is applied if you choose to pay off your monthly bill in instalments.
- Fees – In addition to the annual interest rate when paying the monthly bill in instalments, there may also be other fees. These fees can include everything from paper invoice charges to annual fees, currency surcharges, and withdrawal fees.
- Benefits – Credit cards can come with few or many benefits. These range from insurance and fuel discounts to bonuses, lounge access, and concierge services. Different types of credit cards come with different kinds of benefits.
Learn Everything About Credit Cards in Our Guide Section
Whether you already have several credit cards or are completely inexperienced, there is always more to learn about credit cards. In our guide section, you can explore all aspects of a credit card. We have divided our guide section into four main categories, which are as follows:
- Credit cards and payments – Basic guides that cover topics such as blocking a card, instalment payments for bills, and much more.
- Loyalty programs and cashback – Guides on various bonus programs and cashback. We cover different types of cashback, how loyalty programs work, and more.
- Insurance – Travel insurance, payment protection insurance, and much more. Here you will find all the information about the insurance and protection offered through credit cards.
- Finance – Here we inform you about how different interest rates and costs associated with credit cards work. If you're unsure about what you may need to pay for a card, this is the category for you.
Calculate How Much Your Credit Card Will Cost You
Välj din kredit
Credit Card Categories
All Credit Cards
Bank Cards
Bank Card for Kids
Fuel Cards
Debit Cards
Payment Remarks
Bonus Cards
Good Creditworthiness
Best Credit Cards
With Cashback
Debit Cards
With Concierge Service
For Retirees
For Students
Business Cards
With Insurance 
Food Credit Cards
With High Credit Limit
Credit Card 50 000
Credit Card 100 000
Crypto Cards
With Lounge Access
With Low Interest 
With Low Creditworthiness- Premium Cards
With Priority Pass
With Travel Insurance 
Travel Cards
Shopping Cards
With Savings Interest
Virtual Cards
Without UC
Without Income
Without Currency Surcharge
Without Annual Fee
Different Types of Cards, Credit Card Issuers and Banks
How Do Banks Make Money From Your Credit Card?
Banks make money from your credit card in several ways:
- Annual fees: Many credit cards have an annual fee that the cardholder pays to use the card.
- Interest income: When you don't pay off your full balance by the due date, interest starts to apply to the outstanding amount. This interest is an important source of income for banks.
- Transaction fees: Banks charge a fee from the merchant every time you use your credit card. This fee is called a transaction fee or merchant fee, and it is often a percentage of the purchase amount.
- Late fees and other penalty charges: If you pay your bill late, exceed your credit limit, or otherwise fail to adhere to the card agreement, the bank may charge late fees or other penalty charges.
- Costs for additional services: Banks can also make money from various add-on services linked to the credit card, such as travel insurance, cancellation protection, and similar services, which they offer for an additional cost.
Through these various fees and interest income, banks generate revenue from the credit cards they issue.
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How to Apply for a Credit Card
Choose the Credit Card that Suits your Needs and Requirements
There is an extremely wide range of different credit and debit cards here at Kreditkort.com. Before applying, it is important to choose a card that matches your intended usage habits and financial situation. Use our comparisons and take some extra time to compare credit cards against each other. This way, you can find a credit card that suits you and that you are confident will meet your needs.
Submit an Application for Your Chosen Card
Through our card list or card reviews, you can proceed directly to the card issuer's application form by clicking on "Apply now." You will always be directed to the card issuers' websites, which use multiple security solutions to ensure that applying for a credit card is safe.
Wait for a Response to Your Application
Once your application is submitted, the card issuer will request a credit report on you. This is done by UC AB and is used to assess your ability to repay. If no issues are found in the report and you meet the basic requirements, you have a good chance of being approved for your credit card. The time it takes to receive a response varies between different card issuers, but you will usually receive a decision within 1-2 business days.
Here’s When it’s Worth Getting a Credit Card
There are several reasons and situations when it’s worth getting a credit card:
- Get more out of all your everyday purchases through bonuses, discounts, insurance, and cashback.
- Greater flexibility in payments with interest-free days and free installment options.
- Avoid fees abroad with a credit card that has no foreign exchange fee and withdrawal fee, if you travel frequently.
- Increase financial security by using your credit card as a financial buffer for unexpected expenses.
- It becomes easier to book a rental car, as the majority of rental car companies require a credit card for the deposit.
- You get a clearer overview of all your expenses, as all card purchases are collected in a monthly invoice.
Compare Credit Cards
 |  |  | |
|---|---|---|---|
| Kreditkort | Bank Norwegian | Resurs Classic | Collector Easyliving |
| Årsavgift | 0 kr | 0 kr | 0 kr 195 kr |
| Effektiv ränta | 24,35 % | 18,68 - 24,74 % | 17,29 % |
| Max kredit | 150 000 kr | 30 000 kr | 50 000 kr |
| Fördelar |
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| Nackdelar |
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| Läs mer | Detaljerad info | Detaljerad info | Detaljerad info |
| Ansök | Ansök Exempel vid uppskjuten betalning: effektiv ränta 21,93%, 15 000 kr över 12 månader. Totalt: 16.673 | Ansök | Ansök |
Compare All Cards
We take great pride in making it easy for you, our visitors, to find the best credit cards without any difficulty. First and foremost, it's important to determine what matters to you when looking for a good credit card. Only then can you use our lists and filters to compare credit cards and find the one that matches your needs and requirements.
In our complete list of all the credit cards we have reviewed here on Kreditkort.com, you can freely choose the cards that interest you and compare them. This is also a great way for you to discover new credit cards that you might not have come across before!
Compare Credit Cards
By clicking the "compare cards" box at the top right corner, you can compare multiple cards in a clear and structured way.
- Resurs Gold – Credit card with bonuses on all purchases. Up to 150,000 in credit limit and 60 interest-free days.
- re:member flex – Free credit card with many discounts. Up to 100,000 in credit limit and 56 interest-free days.
- Bank Norwegian – Free travel card with flight bonus. Up to 100,000 in credit limit and 45 interest-free days.
- Collector Easyliving – Credit card with no annual fee and no foreign exchange fee. Up to 100,000 in credit limit and 56 interest-free days.
Our Credit Card Categories
All credit cards: Here you will find all the credit cards available on the Swedish market.
Fuel cards: Gas cards that offer fuel discounts and insurance for your vehicle.
Payment cards: Here you can find debit cards available on the Swedish market.
Bonus cards: Credit cards where you collect reward points that can be exchanged for things like travel, experiences, products, and discounts.
Best credit cards: Here we list the best credit cards of 2025.
Cashback: Credit cards that give you money back on your purchases.
Debit cards: Here you will find all the debit cards on the market.
For retirees: Credit cards that retirees can apply for.
For students: Credit cards that are suitable for students.
Business cards: Credit cards for companies and employees.
Credit cards with a 50 000 limit: Credit cards with a credit limit of 50 000 SEK.
Credit cards with a 100 000 limit: Credit cards with a credit limit of 100 000 SEK.
Crypto cards: Credit cards for cryptocurrencies.
Low creditworthiness: Credit cards for people with low creditworthiness.
With payment remarks: Credit cards for those with payment defaults.
With good creditworthiness: Credit cards you can get with good creditworthiness.
With concierge service: Credit cards that come with concierge service.
With insurance: Credit cards that offer several types of insurance.
With a high credit limit: Credit cards for those who spend a lot and have a high income.
With lounge access: Credit cards that provide access to lounges.
With low interest: Credit cards with low fees for instalment payments.
With priority pass: Credit cards that grant access to a wide range of airport lounges worldwide.
With travel insurance: Credit cards that ensure you feel secure during your travels.
With savings interest: Credit cards that give you money back when you save.
Premium cards: Credit cards with exclusive and luxury benefits.
Travel cards: Credit cards with travel benefits.
Without income: Credit cards for those without a stable income or permanent employment.
Without UC: Credit cards for those who do not want a credit report check.
Without foreign exchange fee: Credit cards with no currency exchange fee.
Without annual fee: Free credit cards.
What is a Credit Card?
A credit card means that you have a purchasing limit for a specific amount to shop with. The credit is a type of loan that you need to repay. You have a certain number of days to repay the amount to get the "loan" for free. You can also choose to pay off the amount over a longer period with an interest charge.
Which Card Should You Choose?
You should choose the card that best suits you and your spending habits. This means that different cards benefit different people depending on their needs and preferences. This ensures that everyone can find a card that suits them. We help you find the card that works best for you by providing detailed reviews.
Should You Have a Credit Card?
Not everyone should have a credit card. Many people struggle to manage a credit card and should therefore use a debit card instead. It is a big risk to use a credit card if you spend more than you can afford. Therefore, you should only use a credit card if you have control over your own finances.
Is It Worth Getting a Credit Card?
Many credit cards have an annual fee. For it to be worth getting the credit card, you would ideally want to save more money than it costs. Therefore, it might be smart to calculate how much you spend each month to get an idea of how much you can save with the credit card.
What is Payment Protection?
Payment protection is an insurance that helps cover your credit card debts if you're unable to pay them off yourself. This can happen if, for example, you lose your job, become ill, or suffer an accident that prevents you from working.
What is Included in Payment Protection?
- Income protection: Payment protection can cover your monthly credit card debt up to a certain limit if you become unemployed or unable to work due to illness or accident.
- Illness and Accident: If you become ill or sustain a serious injury, payment protection can help cover your credit card debt during the period you are unable to work.
- Unemployment: If you lose your job without any personal fault, payment protection can cover your credit card debt until you find a new job.
What is an Additional Card?
An additional card is an extra credit card linked to the same account as the primary credit card. Here is an overview of what an additional card is and who can get it:
- Linked to the Main Card: An additional card is connected to the primary credit card and shares the same credit limit and account.
- Separate Cards: Although it is linked to the main account, each card can have its own card number and is reported separately on the monthly statement.
- Features: The additional card can have the same features and benefits as the primary card, including reward programs, discounts, and insurance.
Who Can Get an Additional Card?
- Family Members: It is common to give an additional card to a spouse, partner, or other close family member. This can be practical for sharing the credit limit and managing family expenses.
- Adult Children: Some credit card companies offer additional cards to adult children, which can be a way to provide financial assistance without needing to open a separate account.
- Employees: Companies may sometimes apply for additional cards for employees who travel for business purposes or have other work-related expenses.
Benefits of Credit Cards
- Travel insurance: Many credit cards offer automatic travel insurance that covers everything from lost luggage to medical expenses abroad.
- Other insurances: In addition to travel insurance, some credit cards include other types of insurance such as purchase protection and income loss insurance.
- Reward programs: Many credit cards offer points or cashback on purchases, which can be used for travel, shopping, or other rewards.
- Discounts: Credit cards can provide discounts at specific stores, restaurants, or services, which can save money over time.
- Security: Credit cards offer protection against fraud and theft, and you are usually not liable for unauthorized purchases.
- Instalments & interest-free periods: The ability to pay off purchases in instalments or take advantage of interest-free periods offers financial flexibility.
- Control over your finances: Credit card statements provide detailed information about your expenses, helping you track your finances and budgeting.
- Always available credit: Credit cards provide access to a credit reserve that can be used for unexpected expenses or in emergencies.
Disadvantages of Credit Cards
- Can create high costs: If you don't pay off your full balance on time, the interest rates can become very high, causing the debt to grow quickly and potentially becoming difficult to manage.
- Can encourage instalment payments: The ability to pay for purchases in instalments can lead to buying more than you can afford and accumulating debt that may become hard to repay.
- Annual fees and withdrawal fees: Some credit cards come with annual fees and charges for cash withdrawals, which can increase the overall cost of using the card.
- Same income required next month: If you have a high credit limit and spend a lot, you are often expected to have a sufficiently high income to pay off the full balance each month. If your income fluctuates, it can become difficult to manage payments.
FAQ
Håkan är en erfaren skribent på Kreditkort.com sedan 2021. Håkan fokuserar på att skriva recensioner av kreditkort, skapa informativa guider och publicera nyheter om krediter och kort. Han bygger sina djupa kunskaper inom privatekonomi på både utbildning och praktisk erfarenhet, och testar ofta de kort han recenserar för att få förstahandsinformation.
